Friday, February 24, 2012

.feeling stuck.

At the risk of sounding whiny, obnoxiously ungrateful, and pathetic, I just have to say this.  I'm feeling stuck!  It feels like something of the proverbial lurch around here lately, in the sense that I feel like we just can't get ahead...zero progression.  Of course I'm speaking mostly from a financial point of view.  We refinanced our mortgage on Wed, which was a positive move. Along with our new percentage rate, we cut our auto and walls-in insurance in half.  So with all these cuts in our expenses we were feeling very optimistic about putting some big bucks away to save for the bigger moves we want in our life, least of which is to get into a bigger place.  However, when we re-did our budget again last night, it just felt utterly dismal.  We don't live extravagant life's, in fact we are down right boring.  I feel like we have tried very hard to be smart about our money...we aren't perfect, in fact in hind sight there are so many things we would have done differently, but overall we are frugal and careful.  But here we are, STUCK!  How does everyone else do it?  The only debt hanging over our heads is our house, still we can't seem to make forward progress with our financial goals.  Why is that?  I'm feeling so desperate for a change, for some breathing room, and hope for something better.  I want, like anyone, for our hard work and sacrifice to pay off.   We don't want to just get by and be ok doing nothing, just so we can safe a little here and there.  We want to be able to move forward! 
Please don't hate me or feel like I'm being insensitive to others who are worse off and struggling more,  I know we are blessed beyond words and that is something that I cannot express enough.  But I also know that there is still more progress to be made for us, and it's hard to feel like it's not happening.

4 comments:

Hayley said...

i know exactly how you feel. you guys are more responsible than we are, though - so i have even less reason to complain. somedays i want to just be in a house, even if we have to rent. frustrating.

Kay said...

Oh Beth. I've been there too. But it's like you're between a rock and a hard place. You have a home and baby to care for, and there just isn't much that you, personally, can do to change your financial status. Have some faith, don't spend more than you make, put a little away as often as you can. Things will work out, that's the best advice, things will work out.

Kim said...

Blech, Beth. I completely feel your pain. There's always something that takes priority over what I REALLY want to do with my money. If there's one thing life teaches, it's patience. Love your posts!

Chels said...

I feel for you, Beth. We have actually felt like we've gone quite a distance backward and after trying to be frugal and smart... it just doesn't add up sometimes. It helps me to remember that most young families struggle and the lifestyle I dream about is most often lived by people a decade or two (or three) older than me. I love your idea of painting your place... changes like that can make it feel like progress even if it's small. Love you!